About

Gina Hagen

CPA,CFP®
Photo of Gina Hagen, Full Circle Financial Planning
Knowledge of a CPA & Skill of a CFP®
  • Certified Public Accountant since 1990
  • Personal Financial Planner Certificate
  • UCLA 2020 Certified Financial Planner Certification –November 2022
  • CFO of 25 years for family-owned businesses in beauty industry impacting bottom line profitability
  • 2019 – Transitioned career to provide financial advice to business owners

My Why

I understand the pressures of balancing life with work and family. Having an advisor by your side ensures your goals & plans are in process giving you time to be with family, friends or focus on your career.

Experience

As a CFO for over 25 years, my life experience has been helping owners build wealth. I led and oversaw all areas of finance for OPI Products for 20 years and joined the transaction team when it was time for a sale. The company sold for almost $1 Billion dollars per the WSJ. From the early days I established the finance department, which included the banking relationships, tax planning, cash management, risk control, investing, negotiating employee benefits plans, retirement planning, and wealth accumulation. The company was a $22 million dollar company when I joined and grew to $300 million at the time it sold to Coty Products in 2010.

I repeated this success at Milani Cosmetics where the company was looking for a favorable exit strategy. After five years of setting strategic growth goals in place, the company was acquired by a private equity group in 2018 where the founders still participate today.

On the home front, I ran our finances that included selecting insurance coverage, mortgage lending, college planning, investing decisions and tax planning. We have lived in the San Fernando Valley for over 30 years raising two kids who are starting their own lives.

While running the financial responsibilities as CFO, this included providing employee benefits. It was important to me to find quality programs such as life insurance, disability benefits, Flexible spending programs and 401(k) savings program that offered quality investments. Ensuring that these benefits met the needs of the employee in addition to being affordable was a priority.

I was approached by all levels of our employment team with questions about benefits, how much to save and where to invest. I recognized the need for individuals to work with a financial advisor who can guide them in all of the decisions in life to help them reach their goals.

After my last CFO position, I went back to school to earn my Personal Financial Planning certification which allowed me to sit for the Certified Financial Planner exam. In November 2022, I received the CFP® certification and have been working with clients to help them reach their goals.

When not working with clients, I volunteer for Savvy Ladies and Habitat for Humanity to teach classes on creating a spending plan. I just listen to their financial challenges. My personal hobbies include enjoying a competitive game of tennis with friends, skiing in every state, hiking in the local mountains and everyday walks with Lexi.

Fees

I am a fee only planner. What does that mean? I get paid an hourly rate when I design your plan. Each plan is different; however, the initial planning time frame takes between 8 – 10 hours.

My rate is $250 per hour.

The engagement letter will outline the goals you have stated, a description of the process to expect and the estimated fee. If you would like me to manage your investments, another agreement will be signed outlining the terms and services and fee structure.

I do not receive referral fees or commissions from managing investments or if I recommend purchasing insurance.

Let’s Make a Plan! I look forward to working with you on achieving your life goals.

Standards of a Certified Financial Planner

As a fiduciary, our firm has a duty of utmost good faith to act solely in the best interest of each Client. Our Clients entrust us with their funds and personal information, which in turn places a high standard on our conduct and integrity. As a fiduciary this requires us to place your interest first and embrace a strong Code of Ethics that is at the foundation of all of our dealings.

Code of Ethics

  1. Act with honesty, integrity, competence, and diligence
  2. Act in the client’s best interests
  3. Exercise due care
  4. Avoid or disclose and manage conflicts of interest.
  5. Maintain the confidentiality and protect the privacy of client information.
  6. Act in a manner that reflects positively on the financial planning profession and CFP® certification.

Standards of a CFP®

  1. Fiduciary Duty
  2. Integrity
  3. Competence
  4. Diligence
  5. Disclose and Manage Conflicts of Interest
  6. Sound and Professional Judgement
  7. Professionalism
  8. Comply with the Law
  9. Confidentiality & Privacy

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